Guide to Buying Property in Santarém

Carlos Capaz
May 26
3 min read

Buying property in Santarém is an exciting step. This region offers a peaceful lifestyle, rich culture, and beautiful landscapes. Whether you want a holiday home or a permanent residence, Santarém has something for you. I will walk you through the key points to consider when buying property here.

Why Choose Santarém for Your Property?

Santarém is known for its calm environment and proximity to the Silver Coast. It combines rural charm with easy access to Lisbon and other cities. Here are some reasons why Santarém stands out:

Affordable property prices compared to Lisbon or the Algarve.
Beautiful countryside with vineyards, olive groves, and historic towns.
Mild climate all year round.
Good infrastructure and local amenities.
Friendly communities and a slower pace of life.

This makes Santarém ideal for those seeking a quiet life without giving up modern comforts.

Eye-level view of traditional Portuguese house in Santarém village

Steps for Buying Property in Santarém

Buying property here is straightforward if you follow the right steps. Here’s a simple guide:

Research the Market
Look at different areas in Santarém. Decide if you want a village home, a farmhouse, or a modern apartment. Check prices and availability.
Set Your Budget
Include taxes, fees, and renovation costs if needed. Property prices vary widely depending on location and type.
Find a Local Real Estate Agent
A good agent knows the market and legal requirements. They can help you find properties that match your needs.
Visit Properties
Always visit in person. Check the condition, surroundings, and access to services.
Legal Checks
Hire a lawyer to verify property documents, ownership, and any debts or liens.
Make an Offer
Negotiate the price and terms. Once agreed, sign a preliminary contract and pay a deposit.
Final Contract and Payment
The lawyer will prepare the final deed. You pay the remaining amount and taxes. The property is then registered in your name.

Following these steps carefully will make the process smooth and secure.

How long can I stay in Italy if I own a house there?

Owning property in a country does not automatically grant you residency rights. For Italy, owning a house does not give you the right to stay longer than the visa or permit allows. Typically, non-EU citizens can stay up to 90 days in a 180-day period on a tourist visa. For longer stays, you need to apply for a residence permit or visa based on other criteria like work, study, or family reunification.

If you are an EU citizen, you can stay and live in Italy without restrictions but must register with local authorities if staying longer than 3 months.

Owning property is a great investment but does not replace immigration rules.

What to Look for in Santarém Properties

When choosing a property, consider these features:

Location: Close to towns like Santarém city, Tomar, or smaller villages.
Property Type: Farmhouses, townhouses, apartments, or new builds.
Condition: Renovated or fixer-upper? Factor in renovation costs.
Land Size: Some properties come with large plots, ideal for farming or privacy.
Access and Amenities: Roads, shops, schools, and healthcare nearby.
Views and Environment: Countryside, river views, or historic surroundings.

For example, a farmhouse with 2 hectares of land near Santarém city offers peace and space but may need some work. A modern apartment in the city center is ready to move in but smaller.

Wide angle view of countryside landscape near Santarém with olive trees

Financing and Legal Tips

Buying property in Portugal involves some specific financial and legal steps:

Financing: Portuguese banks offer mortgages to foreigners, usually up to 70-80% of the property value. Prepare proof of income and credit history.
Taxes: Be ready to pay IMT (property transfer tax), stamp duty, and annual property tax (IMI).
Legal Help: Always use a local lawyer to check contracts and handle the deed transfer.
NIF Number: You need a Portuguese tax number (NIF) to buy property.
Notary and Registration: The final deed is signed before a notary and registered at the Land Registry.

These steps protect your investment and ensure everything is legal.

Living in Santarém: What to Expect

Life in Santarém is calm and authentic. You will enjoy:

Local markets with fresh produce.
Traditional festivals and cultural events.
Friendly neighbors and a slower pace.
Easy access to beaches on the Silver Coast.
Good roads connecting to Lisbon and Porto.

If you want peace and nature without isolation, Santarém is a great choice.

If you want to learn more about how to buy property in Santarém, this guide will help you start your journey. Take your time, do your research, and enjoy the process of finding your perfect home in this beautiful region.

Happy house hunting!